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Is an FHA loan right for you? – If you have too much debt to qualify for a conventional mortgage, less than stellar credit scores or not much cash for a down payment, consider buying a home with an FHA loan. The Federal Housing.
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3 types of borrowers who can get a mortgage (but don’t think they can) – Whatever the reason, experts agree that many Americans don’t think they can qualify for a mortgage. The only problem is, most of them are wrong. “The majority of people assume they can’t get a home.