Homeowners receive a copy of the appraisal when buying or refinancing your home. As the current owner, you are privy to appraisals obtained by your lender, if you have a mortgage, and your local.
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Whether you’re buying a home using a mortgage, refinancing your existing mortgage, or selling your home to anyone other than an all-cash buyer, a home appraisal is a key component of the.
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A “home appraisal” is a comprehensive report that determines the value of your property based on a number of factors, ranging from gross living space, to the view and the year a property was built.
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What Happens During a Home Appraisal. For the most part, this is a hands-off process for both the buyer and seller. The homeowner will have to give the appraiser access to the home, unless there’s a lock box on the front door. Aside from that, the buyer and seller do not really need to be involved in the appraisal process at all.
Before appraisers visit your home, they research your home’s neighborhood, age, location and type, along with recent home sales data and more. With all of this information, the appraiser only needs to assess the size, condition, function and quality of your home during the inspection. What happens if my appraised value is lower than my loan.
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5 Ways to Prepare for Your Home Appraisal – 5 Ways to Prepare for Your Home Appraisal No matter if you’re selling your home or simply refinancing your mortgage, a key.